Future planning

Life is a series of pictures.
This post has one picture of numbers that tell of a possible window into my future.

Talking to HsingLing yesterday inspired in a new way.

Buying a house.

I should start ASAP.

If she can do it, I can too!

She's not the only inspiration of course, but when she told me that she owns her own place now, it was a wake-up call.

So, my imaginary but possible budget:

Given that the current government salary scale for a senior lecturer (DS51) is RM6000+, I shouldn't be considered dreaming.

It's more of...is RM1000/month for the car viable? I don't know.

I am confident of spending within RM1000/month for my food and misc. expenses. That would mean that I have to cook and eat home almost all the time. Well, that's nothing new to me.

This numbers were made assuming that I live alone and independent, without any dependents. Marriage expenses are not included and neither are expenses for my parents and grandparent.

I never wanted a big, everyone is invited kind of wedding. If my imaginary wife wants that, she can pay for it HAHAHAHAHHAHAA.

If I start paying for a house at age 28, have no kids until I turn 30, that would mean that I have two years to save up a sum of money to buffer for the birth of my children...that is if I even do get married before that.

I just made quick browse online of houses/apartments for sale in the PJ area. No house I would consider is priced below RM300,000, only apartments are available for that price range. So I guess I would have to start with an apartment, and if things improve for me, I will move into a small house.

OF COURSE, this is only but one of many possible directions that my life can go.

For example, I may finally decide to be a monk, and those numbers would be wiped off the slate.